Digital distribution infrastructure

Connect financial services to the agricultural last mile.

Velociti enables financial institutions to reach, onboard and serve hundreds of thousands of farmers, traders and agribusinesses through one connected platform.

Payments

Lending

Savings

Pensions

VelocitiConnected distribution layer

Farmers

Traders

Tricycle drivers

Watch platform overview

Standalone or API-connectedEnterprise-grade security

Reach, ready now

Distribution infrastructure that already exists.

500,000+Verified last-mile actorsAcross established agricultural relationships

9Regions across GhanaWith room to expand from one foundation

4Connected productsPayments, loans, savings and pensions

Why Velociti exists

Financial services cannot create impact without access.

Financial institutions already know how to provide financial services. Velociti helps them reach the people who need those services most—removing the cost, fragmentation and operational friction that slow rural expansion.

Reach

Go beyond branch-led expansion with an established rural network.

Visibility

Bring customer, field and portfolio data into one operating view.

Speed

Launch purpose-built products without rebuilding your core stack.

Trust

Serve customers through verified identities and local structures.

500,000+verified last-mile actors

The AgroCenta network

Instant access to more than 500,000 verified agricultural customers.

Start offering payments, loans, savings and pensions into an established ecosystem instead of spending years assembling a rural distribution network from scratch.

FarmersTradersCooperativesVSLAsInput dealersProcessors

Explore your reach

Platform overview

One platform connecting institutions and communities.

Velociti becomes the secure digital bridge between the systems financial institutions already run and the customers they want to reach.

Institutions

Banks, MFIs & pension funds

The digital bridge

Velociti platform

IdentityWorkflowsAnalyticsAPIs

Last mile

Farmers, traders & groups

Connected products

Launch the products communities need through one infrastructure.

Digital payments, loans, savings and pensions share the same customer identity, distribution channels and institutional controls.

Digital Payments

Move money across the agricultural value chain with confidence.

Enable institutions and agribusinesses to make mobile money payments directly to farmers, traders and other actors in their value chains.

Bulk payouts
Mobile money
Payment approvals
Beneficiary validation
Reconciliation
Payment analytics

Digital Payments overview● Live

Payments processedGHS 18.6M

+31%

JanAprJulOct

On trackUpdated just now

Digital Loans

Digitise agricultural lending from application to repayment.

Build inclusive loan products around how agricultural communities actually work—without losing the controls your institution needs.

Digital onboarding
Credit scoring
Group lending
Approvals & disbursement
Mobile money
Portfolio analytics

Digital Loans overview● Live

Active portfolioGHS 42.8M

+24%

JanAprJulOct

On trackUpdated just now

Savings & VSLAs

Turn group savings into visible financial histories.

Digitise member registers, contributions, shares and group loans while linking deposits directly to participating financial institutions.

Member registers
Contribution tracking
Meeting management
Interest calculations
Bank connectivity
Group analytics

Savings & VSLAs overview● Live

Group savingsGHS 8.4M

+18%

JanAprJulOct

On trackUpdated just now

Inclusive Pensions

Extend retirement security to rural communities.

Make pension enrolment and flexible contributions accessible through trusted field networks and mobile money.

Digital enrolment
Flexible schedules
Mobile collections
Statements
Projections
Contribution analytics

Inclusive Pensions overview● Live

Active contributors24,180

+27%

JanAprJulOct

On trackUpdated just now

Flexible deployment

Fit Velociti to your institution—not the other way around.

Start with a complete platform or add Velociti as the engagement and distribution layer around your existing systems.

Standalone platform

Ideal for institutions that need complete customer onboarding, product management, workflows, reporting and engagement.

Customer→Velociti→Institution

API integration

Connect secure Velociti APIs to core banking, pension, mobile money, credit bureau and identity systems.

Last mile↔Velociti API↔Core system

Executive portfolio overviewLast 12 months ⌄

Customers128,420

Portfolio at risk3.8%

Growth+24.6%

Executive analytics

See what is happening across every product and region.

Make faster decisions with live visibility into acquisition, loan performance, savings growth, pension contributions and geographic distribution.

Portfolio at riskVSLA performanceCross-sellingRevenue growth

Built for your institution

Turn financial inclusion into sustainable growth.

Different institutions have different mandates. Velociti gives each one the distribution, workflow and data infrastructure to execute.

Commercial Banks

Acquire and serve verified rural customers through a scalable digital channel.

Explore solution →

Microfinance

Digitise high-touch field operations and gain real-time portfolio visibility.

Explore solution →

Pension Providers

Bring flexible retirement products to informal and agricultural workers.

Explore solution →

Development Finance

Deploy capital with stronger data, traceability and outcome reporting.

Explore solution →

Government Programmes

Deliver inclusive finance programmes with transparent execution.

Explore solution →

Agricultural Finance

Build purpose-fit financial products around agricultural value chains.

Explore solution →

Security & compliance

Enterprise controls from institution to field.

Security is built across identity, workflows, integrations, infrastructure and every user action.

Role-based accessGranular permissions across teams, products and regions.

EncryptionData protected in transit and at rest.

Audit trailsTraceable activity and approval histories.

Resilient architectureSecure APIs, recovery planning and operational continuity.

Reach the last mile without rebuilding your technology.

Whether you need a complete digital platform or a secure API layer connecting your systems to rural customers, Velociti gives you the fastest path to financial inclusion at scale.

Talk to our team